About the Company

Paynovate is a Belgium based fintech with more than 80 talented employees. We’re building a company where dreams are shaped, where bold initiatives are taken, where your leadership, ownership and ability to follow-through are valued. As a growing e-money institution, we are bringing payment solutions to the next level, and you could be a part of that.

Your Mission

As a KYC Officer, you will play a key role in supporting Paynovate’s rapid business growth by strengthening and scaling our client onboarding framework. In the context of new commercial deals, your mission is to ensure that all client due diligence and acceptance decisions are carried out internally, in full compliance with regulatory requirements.

You will perform KYC and AML reviews for new clients, ensuring accurate, timely, and well-documented onboarding decisions. Working closely with the Compliance team, you will help manage increasing onboarding volumes, mitigate financial crime risks, and maintain Paynovate’s full control over client acceptance.

This role offers the opportunity to operate at the core of a fast-growing fintech environment, where business acceleration, regulatory standards, and operational efficiency must be carefully balanced.

What You’ll Do

To support the Compliance team and help manage growing onboarding volumes, you will be responsible for performing KYC and AML activities primarily for the banking perimeter, with the opportunity to support acquiring-related topics when needed.

• Review and validate KYC documentation for individual and corporate clients, including UBO identification, ownership structures, and customer risk assessments
• Conduct sanctions, PEP, and adverse media screening, analyze results, and escalate potential risks in line with internal procedures.
• Execute periodic KYC reviews and contribute to remediation initiatives, including file quality improvements and backlog reduction.
• Escalate high-risk or unusual cases to Compliance or MLRO, providing clear summaries and risk-based recommendations.
• Collaborate with internal stakeholders (Operations, Sales, Customer Support) to resolve onboarding issues and ensure smooth client acceptance.
• Maintain accurate KYC records, contribute to compliance reporting, and support internal or external audits when required.

Is This You?

At Paynovate, we focus on placing the right talent in the right roles to support our growth. We are looking for someone who:

• Has a first experience in KYC, CDD, and EDD within a regulated environment (EMI, payment institution, bank, or fintech).
  
• Demonstrates a strong understanding of AML/KYC fundamentals, including UBO identification, PEP and sanctions screening, adverse media analysis, and risk-based decision-making.
  
• Is comfortable reviewing complex corporate structures and assessing supporting documentation with a high level of accuracy and attention to detail.
  
• Produces clear, well-documented analyses and is able to justify onboarding decisions in line with internal policies and regulatory expectations.
  
• Is familiar with KYC screening and case management tools (e.g. World-Check, Dow Jones, ComplyAdvantage, Actimize, Onfido, or similar).
  
• Brings a structured, analytical, and pragmatic mindset, with the ability to manage volumes, prioritize effectively, and meet deadlines in a fast-paced environment.
  
• Communicates clearly with internal stakeholders and knows when to approve, request additional information, or escalate cases.
  
• Demonstrates high integrity, discretion, and a strong sense of responsibility when handling sensitive data.
• Speaks English and French fluently.
  
  

What We offer

• A fixed-term contract of 6 months.
• An amazing job in a stimulating, profitable and fast-growing sector.
  Payment solutions is a complex and constantly evolving field, where innovation is key.
• A role where your impact will be tangible.
  We are a company of owners and believe in empowering people to their full potential.
• A team of talented, motivated and thoughtful individuals, coming together as one to fulfil a common goal – delivering smart, simple and innovative solutions to our clients.
• A dynamic environment full of growth and development opportunities, where your career could take its next major turn.
  People are our greatest strength, and as an employer, we choose to deliver to you as much you deliver to us.
• A modern and friendly working environment, where work-life balance is enforced as a structural part of the organization (hello hybrid work!).
• And of course, a comprehensive and market-competitive salary package: 32 days holiday, mobility budget, meal vouchers, health and group insurance, phone, homeworking policy and allowance.