Why Paynovate?

Paynovate is a Belgium-based fintech with more than 80 talented employees. We’re building a company where dreams are shaped, where bold initiatives are taken, and where your leadership, ownership, and ability to follow through are valued. As a growing e-money institution, we are bringing payment solutions to the next level - and you could be part of that journey. As we scale our platform and product offerings, and as our French business expands, we are seeking a Compliance Manager to play a critical role in supporting Paynovate’s activities in a highly regulated environment.

Context

As Paynovate continues to expand its activities across Europe, France represents a key strategic market with strong growth potential.

To support this development and ensure full alignment with local regulatory requirements, we are strengthening our compliance setup in France through the creation of a dedicated local compliance function.

This role will be crucial in structuring and overseeing the French compliance framework, ensuring strong alignment between local regulatory expectations and Paynovate’s group-level governance.

Working closely with the central Compliance function based in Belgium, you will also interact with senior leadership, contributing to governance discussions and reporting to executive management, the Board, and the Risk Committee. You will play a critical role in supporting the sustainable and compliant growth of our French operations.

Your Mission

As Compliance Manager in France, you will act as the primary compliance owner and referent for the French branch, ensuring the adequacy and robustness of the local compliance and AML/CFT framework.

You will operate with a high level of autonomy while leveraging Paynovate’s Belgian compliance infrastructure, and will play a key role in ensuring effective coordination between French regulatory expectations and group-level governance.

This is a senior individual contributor role, with strong ownership over processes, regulatory interactions, and compliance topics in France.

Key Responsibilities

Local Compliance Ownership & Governance

• Act as the Compliance and AML/CFT referent for the French branch
• Define, implement, and maintain the local compliance framework in line with French regulatory requirements
• Act as the main point of contact for regulatory matters and support audits, inspections, and requests
• Prepare and deliver compliance reporting to local and group governance bodies (including executive management, Board, and Risk Committee)

Coordination with Group Compliance

• Work closely with the Belgian Compliance team, leveraging existing infrastructure and expertise
• Ensure local requirements are properly integrated within group standards and processes

AML & Risk Oversight

• Handle complex AML/CFT topics, including KYC cases, CDD, and risk assessments
• Ensure the proper implementation of a risk-based approach, including client risk classification and ongoing monitoring
• Supervise transaction monitoring activities, ensuring timely investigation, escalation, and documentation of alerts
• Coordinate and perform suspicious activity reporting to TRACFIN in line with regulatory expectations
• Contribute to the continuous enhancement of AML/CFT controls, tools, and processes

Compliance Risk Management & Advisory

• Identify, assess, and monitor compliance risks related to the French activity
• Ensure effective implementation of compliance controls
• Provide pragmatic compliance guidance to local business and operational teams
• Identify gaps and contribute to the continuous improvement of compliance processes

What We Offer

• An amazing job in a stimulating, profitable, and fast-growing sector. Payment solutions is a complex and constantly evolving field, where innovation is key.
• A role where your impact will be tangible. We are a company of owners and believe in empowering people to their full potential.
• A team of talented, motivated, and thoughtful individuals, coming together as one to fulfil a common goal - delivering smart, simple, and innovative solutions to our clients.
• A dynamic environment full of growth and development opportunities, where your career could take its next major turn. People are our greatest strength, and as an employer, we choose to deliver to you as much as you deliver to us.
• A modern and friendly working environment, where work-life balance is enforced as a structural part of the organisation (hello hybrid work!).
• And of course, a comprehensive and market-competitive salary package.

If you’re excited about this new challenge, we’d love to hear from you. Apply today at Paynovate!