Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

The Opportunity

We are looking for a versatile, curious, and energetic Software Engineer who embraces solving complex challenges on a global scale. In this role, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.

As part of the US Engineering Department at Visa A2A Payments and Open Banking, you'll be responsible for developing, implementation, maintenance & support of A2A Payments functionality for the US. Your primary responsibility will be to build out a risk platform to help manage fraud and credit risk from Open Banking. Through this challenging job, you'll gain experience collaborating with various parts of the business in understanding requirements for enhancements, identifying areas of improvement and implementing changes to the system or processes where needed. This role demands a deep understanding of risk modelling, data analytics, and software engineering best practices. The ideal candidate will have a proven track record of building sophisticated risk assessment tools and a passion for driving technology innovation in the financial services sector.

Responsibilities

• Work with high load systems with high uptime requirements, including on-call shifts

• Work with Visa’s technologies: Java, PHP, NodeJS, AWS, Kubernetes, Docker, SQL, Datadog and much more

• Lead the design and implementation of risk engineering processes for open banking systems

• Lead the end-to-end design and architecture of a new risk engine, ensuring it meets the highest standards of scalability, reliability, and performance

• Evaluate and select appropriate technologies, frameworks, and tools to build the risk engine

• Implement advanced algorithms and data models to accurately assess and manage financial risks

• Integrate the risk engine with existing systems and data sources to ensure seamless operation

• Develop and refine risk assessment models using statistical and machine learning techniques

• Ensure the risk engine is optimized for performance, capable of handling large volumes of data and complex computations in real-time

• Provide technical leadership and mentorship to a team of engineers, fostering a culture of innovation and excellence

• Collaborate with cross-functional teams to align risk engineering efforts with business objectives and technology strategies.

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Qualifications

We are looking for a versatile, curious, and energetic Software Engineer who embraces solving complex challenges on a global scale. In this role, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.

As part of the US Engineering Department at Visa A2A Payments and Open Banking, you'll be responsible for developing, implementation, maintenance & support of A2A Payments functionality for the US. Your primary responsibility will be to build out a risk platform to help manage fraud and credit risk from Open Banking. Through this challenging job, you'll gain experience collaborating with various parts of the business in understanding requirements for enhancements, identifying areas of improvement and implementing changes to the system or processes where needed. This role demands a deep understanding of risk modelling, data analytics, and software engineering best practices. The ideal candidate will have a proven track record of building sophisticated risk assessment tools and a passion for driving technology innovation in the financial services sector.

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.