Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

We are looking for an AML Analyst to join the AML team at Tink in Poland. This is one of the key roles in Tink’s development as a payments company. We believe that it would be an ideal move for a professional with a solid background in anti-money laundering (AML), counter terrorism financing (CTF) and sanctions with a drive to continually improve themselves and the organisation in which they work.

The AML team’s responsibility is to prevent Tink’s products from being used for criminal activities. The main task in this area is the establishment and continuous enhancement of an AML/CTF and sanction framework, consisting of processes, systems and tools as well as training programs tailored to Tink’s specific needs but also drawing from Visa’s capabilities.

What you will do:

You will be a part of the first-line AML operations team collaborating closely with internal stakeholders such as Tink’s commercial- & customer support teams, product teams as well as having close customer contact. For this role, you need to be based in Warsaw, Poland. The role reports to Tink’s AML Manager.

• Act as the first line of defence for new partners and customers

• Review and investigate transactions

• Analysis of customer behaviour and transaction patterns

• Perform AML risk assessments

• Perform Customer Due Diligence on new applications and escalate any red flags and potential risks as appropriate

• Collaboration with cross-functional teams on day-to-day tasks as well as on projects

• Create decision-making evidence and make recommendations regarding customer relationships

• Participate in the development and updating of AML policies, procedures and controls

• Ensure that processes comply with applicable regulations and industry practices

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

• At least 1-3 years of experience working with AML/CTF in an operational, hands-on role.
• Experience from a regulated payment institution.
• The ability to prioritise, structure and adapt to changes in an entrepreneurial environment.
• Experience and a good understanding of core AML/CTF processes such as customer due diligence and transaction monitoring
• Strong investigative and analytical skills
• Strong communicator in spoken and written English.
• Relevant academic degree.As a person you have a curious mindset, are proactive, and have a helpful attitude

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.