Company Description

Fascinated by the future and captivated by technology? Smart, driven and want to make a difference in the world? You will fit right in.

By joining one of our teams at Visa Payments Limited, a division of Visa Inc since 2019, you’ll have an opportunity to shape the payments experience globally. Being part of Visa, the world’s leader in digital payments technology, our mission is to connect the world through the most creative, reliable and secure payment network, enabling individuals, businesses, and economies to thrive.

Visa Payments Limited is a financial technology business that provides cross-border payment processing services to banks and payments businesses across six continents through its global network.

Individuality fuels our brand and our global team – we are proud that we are a talented team of 18,000 individuals with unique backgrounds, perspectives and experiences. Therefore, we understand that you are much more than your day job. We encourage quality of life both within and outside of the office, and whether it is taking advantage of agile work schedules or our wellness programmes, Visa Payments Limited and Visa Inc. respects and encourages meaningful work/life balance for everyone.

If you think you could support the Visa family by joining Visa Payments Limited as a Operations Analyst, we want to hear from you.

You're an individual. We're the team for you. Together, let's transform the way the world pays.

Job Description

The compliance-risk control framework includes financial crime compliance and regulatory compliance. Financial crime focus is on Anti-Money Laundering (AML), Counter Terrorist Financing (CTF), Sanctions & Anti-Bribery and Corruption (ABC), and on the associated Know Your Customer (KYC) and Know Your Customer’s Business (KYCB) & Counterparty Due Diligence (CDD) obligations, including primarily but not limited to -

• On-boarding counterparty due diligence
• Transactional monitoring
• Sanctions screening
• Suspicious activity identification, monitoring and reporting

What we expect of you, day to day.

• Develop an understanding of Visa Payments business operations and payment processes.
• Review/investigate payments of a high-risk nature due to geography, currency, value and nature of business.
• Ability to document rationales in detail for audit trail.
• Deal with escalations from specialists within the team as a first reviewer and escalate upwards where necessary
• Keep up to date with our regulatory obligations and react to global events
• Identify trends, and use data to suggest improvements to effectively resolve service issues
• Identify and internally escalate actual or suspected financial crime incidents and follow our suspicious activity reporting processes.
• Ensure queries are sent in a timely manner in line with our internal SLAs and deadlines set
• Identify trends and use data to suggest improvements to effectively resolve service issues, escalating appropriately.
• Assist with the development of management information in alignment with regulatory and internal policyrisk expectations
• Assist with the review of new controls to mitigate risks and reduce false positives to improve efficiency across the team.
• Support with demonstrations of the VPL business, our product and internal control framework to internal and external stakeholders
• Ensuring clients are within legal parameters and not undertaking ML or criminal activities. For example, using screening and monitoring systems to assess client legitimacy.
• Promoting and providing advice on best compliance practice within critical business areas.
• Exemplifying the company values and promoting them in all areas of the role, within and without the function.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

• All qualifications will be considered, professional qualifications (ICA AML, Compliance and or Financial Crime Post-Grad Diplomas) desirable but not essential.
• Previous experience in financial corporate sector payments, FX and or compliance
• Previous transaction monitoring experience desired
• Understanding of IT systems, operational and or product development payment processes, especially in e-Commerce environments for retail and or corporate payments
• Experience working within a processing service organisation
• Experience and knowledge of compliance procedures
• Experience in cryptocurrency and digital wallet transaction monitoring, including familiarity with blockchain technology and knowledge of compliance standards related to cryptocurrency transactions would be highly desired.

Your Personal Attributes

• Courteous and friendly nature (team player)
• Strong communication skills, written and oral
• Recognises the importance of attention to detail (regulatory environment)
• Able to work independently and efficiently to meet deadlines
• Ability to follow a process driven task

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.