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Staff SW Engineer

Visa

Visa

Bengaluru, Karnataka, India · Indiana, USA
Posted on Sep 29, 2025

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

The Opportunity:

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.

Responsibilities:

  • Take complete end-to-end technical & engineering ownership of one or more applications.
  • Be at the forefront of translating complex functional and technical requirements into detailed architecture and design.
  • Have significant influence on our strategy by helping define and build the next wave of product features and system architecture.
  • Partner with Architecture and Business teams to provide best in class solutions.
  • Champion Agile to inspire change and continuous improvement throughout the delivery process.
  • Take a hands-on role in influencing and guiding day-to-day development activities by leading architecture decisions, participating in designs, design review, code review, and implementation.
  • Be the ambassador for engineering best practice across the development lifecycle and champion continuous improvement across the Centre
  • Define solutions in terms of components, modules, and algorithms.
  • Development and Implementation of the proposed solution.
  • Identify or develop software frameworks to be used.
  • Refactor existing solutions to make it reusable and scalable.
  • Leads and/or supports both product and technical discussions about how to apply existing and/or new technology in support of the business.
  • Create design documents, code, unit/functional test, document and implement new programs and subprograms, as well as enhancements, modifications, and corrections to existing software.
  • Must be able to understand the positioning of a solution within the company and to build consensus to effectively gain buy-in from all participants.
  • Identify opportunities for further enhancements and refinements to standards, processes, and systems.
  • Provide rotational on-call support as required.

The Work itself:

  • Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability
  • Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings
  • Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads
  • Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions.
  • Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology
  • Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities

Essential Functions:

  • Demonstrates relevant technical working knowledge to understand requirements.
  • Identifies and contributes to the development and solution strategies to team members that improve the design and functionality of interface features across one or more project features, under minimal guidance.
  • Applies standard processes on the use of programming languages (e.g. HTML, C++, Java) to write code that fulfills website modification requests and technical requirements.
  • Collaborates with others to support the piloting of new technology capabilities and features that enhance the user website experience across e-commerce products.
  • Analyzes bugs for simple issues and applies debugging tools to verify assumptions.

The Skills You Bring:

  • Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale
  • Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions
  • Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++)
  • Builder: Experience building and deploying modern services and web applications with quality and scalability
  • Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.
  • Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams

**We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn’t work with payments technology or web applications before joining Visa.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications:

  • 5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.


Preferred Qualifications:

  • Strong design and coding skills with Java 8/17, J2EE, Spring, Spring WebFlux, JavaScript, Angular and NodeJS
  • Have solid hands-on work experience on application design, implement and operationalize in cloud environment.
  • Solid proficiency experience in ORM frameworks Hibernate / JPA.
  • Be passionate about technology and solving large-scale complex business problems.
  • Be an established self-starter who possesses a relentless drive to initiate change, raise the technical bar and deliver results
  • Understanding and working experience with Spring frameworks.
  • Working experience with SOAP and RESTful services API development.
  • Experience in Microservices development is a required.
  • Knowledge and working experience with messaging technologies like MQ, Kafka.
  • Experience with Cloud Services Integration (Deployment / S3), Hazelcast, Python and Spark/Kafka Streams is a plus.
  • Knowledge and working experience on Git/Stash, Ant, Maven, Jenkins, Github Actions and Jira.
  • Experience with database technologies like MySQL, Oracle, SQL Server, MongoDB.
  • Solid Computer Science fundamentals and good grasp of Data Structures, Algorithms, and problem-solving skills.
  • Experience with Junit, TestNg and Cucumber testing frameworks.
  • Knowledge on parallel processing & Performance engineering.
  • Nice to have mobile SDK experience.
  • Knowledge of CI/CD pipelines and tools like Jenkins.
  • Experience building payment processing or funds transfer systems is a plus.
  • Must be capable of translating architecture into a delivered solution that realizes the vision and purpose and effectively translate functional and non-functional requirements into an engineered solution.
  • Should be able to lead the technical team in comfortably extending an existing solution or conceiving a new solution and working with delivery to have the target state architecture realized.
  • Provides direction for selecting appropriate engineering techniques to solve for non-functional requirements at the project level.
  • Strong problem determination skills and ability to resolve critical issues for complex systems under tight timeframes using dumps and other tools.
  • Excellent written and verbal communication skills.
  • Ability to multitask and handle multiple competing priorities with minimal direction from management. Should possess excellent planning and organizational skills.
  • Must be able to write technical design and build documentation for all aspects of a technical infrastructure.
  • Good interpersonal and facilitation skills.

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.